Helps protect business and small business owners, like you, from financial losses.
In today’s ever-changing environment, risk is constant. Business insurance isn’t. We know that you cannot outrun your risk, but you can be ready for it. What if a hurricane causes you to lose power to your building and your operations cease, or if a fire severely damages your building? You shouldn’t have to pay for this yourself, and with the right protection, you won’t have to.
Our insurance advisors can help you identify gaps in coverage, look for ways to save money, and keep your assets and income protected. We’ll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs.
Key Man Insurance
Disability Buy-Out Insurance
Designed to provide the funds needed to purchase a disabled owner or partner’s interest in the business if they become disabled. Disability buy-out insurance should be made part of any business continuation plan or business succession plan as it will assure that the disabled business owner receives a fair market value for his or her interest in the business.
Funding Buy-Sell Agreements
A buy and sell agreement is a legally binding contract that stipulates how a partner’s share of a business may be reassigned if that partner dies or otherwise leaves the business. Most often, the buy and sell agreement stipulates that the available share be sold to the remaining partners or to the partnership.
Business Owners Insurance (BOP)
General Liability Insurance
Business Auto Insurance
Commercial Property Insurance
Workers Compensation Insurance
Commercial Umbrella Insurance
Ask Us About Industry Specific Insurance
Each industry has its own set of unique risks and requires specialized insurance to protect what matters most. Our insurance advisors have in-depth knowledge and experience with a variety of industries.